After done with some space cleaning and I do still have some balance diapers for Goo.N when I purchased last year during an offer in Giant (RM28.90). My mommy circle told me that this is a good brand and it has good absorption (even can wear overnight), so I had an high expectation for this brand. After wearing it on Jelly, I feel that it is just normal and performed almost the same as PETPET. In this review I will post the photos of the diaper and summary of the diaper performance based on my standards for PETPET.
After visiting the temple of God of Prosperity in Serdang (Click HERE to view blog), we came to Nibong Tebal to look for food. This shop is well known among the local here and appear to have nice food. It was ages ago when I last dine here so I can't remember how is the price range. Their signature dish is crab porridge but we didn't order since my parents in law in favor of eating rice instead. You guys can try their Crab porridge if you pay a visit to this shop.
My hubby took an offday on a weekday as my parents in law is not working. Since we had a driver (my husband), we plan on going to Serdang. Serdang is famous for "fried porridge" which is also known as 炒粥 (Char Moi in Hokkien). But we aren't going to eat there... just pay a visit to the God of Prosperity temple which rumored to be very "灵" (effective?)
From Bukit Mertajam to Serdang is about 41-48km
We took the old road which is 44km
Tesco eventually do produce lower priced and similar quality products. I used to purchase the older version of this diaper but due to the outer surface layer of the diaper is easily degradable after baby moving around and Jelly loves tearing it so I had stop using it after finished 1 packet. Now they are back with a new design and package. So I was thinking why not give it a try again since it's absorbency is good, and best of all it is cheaper that most brands (I usually target price lower than RM0.45 per piece in order to be in my purchase list). I will do review based on my standards for PETPET.
After collecting Jelly's Ang Pao during Chinese New Year, in order to avoid me and my hubby accidentally spend on her Ang Pao, it's time to open a savings account for her. Next will be the choice of bank in order to store her savings for a rainy day (either for future education or [touch wood] medical use). In my findings, I just knew that junior savings has a very high interest rate compares to normal savings accounts for adult! Without delaying further, I start roam around banks to source out which is best for Jelly...
After going through some banks around my area in Bukit Mertajam, I would like to summarized some of the findings and comparison table which I came up with among the banks. I only did comparison among Maybank, RHB, Hong Leong, CIMB and OCBC.
Junior savings account Comparison
As per March 2016
Banks
Maybank
RHB
Hong Leong
CIMB
OCBC
Package Name
Yippie Savings Account
Junior Savings account
Junior Savings account
Junior Savers Account
Young Savers Account
Minimum deposit to open account
RM1
RM1
RM1
RM300
RM500 /
RM1 for students under the
National School Adoption Programme
Interest rate (Nominal rates)
Up to
RM50,000 - 3.15
Above
RM50,000 - 1.45
Up to
RM100,000 - 3.15
Above
RM100,000 - 0.70
Up to
RM50,000 - 2.95
Above
RM50,000 - 0.50
Up to
RM1,000 - 0.60
Up to
RM5,000 - 0.70
Up to
RM50,000 - 0.80
Up to
RM100,000 - 0.95
Above
RM100,000 - 1.45
Up to
RM50,000 - 2.90
Above
RM50,000 - 0.30
Other Benefits
Personal accident Insurance
Yes, need
to maintain minimum RM1000 in the account at all times. Coverage up to
RM70,000, including guardian
Yes, with a
minimal balance of RM500, your child will enjoy a FREE Personal
Accident Insurance Coverage, calculated based on the account balance.
The more money
deposited, the better the coverage for your child, with coverage of
up to RM50,000
No
No
No
Cash Reward for good academic results
Yes, Yippie Club members who excel in their PT3, SPM, STPM and
Tertiary level exams
No
No
No
Yes, to
students who excel in UPSR, PMR and SPM exams
Withdrawal limits
No, but
withdrawal more than 2 times per month will not entitled for the 3.15%
interest rate
Yes, only limit to once a month.
No,
but 1st withdrawal over-the-counter per month - Free
2nd or subsequent withdrawals over-the-counter per month -RM2.12 per
withdrawal (inclusive of GST)
Yes,
One (1) Over-the-counter withdrawal allowed per month with no limit
(up to remaining balance in the account).
No
Notes
Interest is credited twice (2) a year on 30th June and 31st December
respectively. To enjoy this benefit, you will have to maintain the account
for at least 6 months a year, from 1st January to 30th June and from 1st July
to 31st December. If the account is not maintained for the 6-month duration
as mentioned, the normal Kawanku Savings interest
will apply.
No ATM card as the account will be linked to parent/guardian CIMB Clicks
ID.
Every average quarterly balance of RM1, 500 entitles to one (1)
Junior Point.
Minimum monthly balance RM1.
Interest is calculated daily and credited half-yearly on 30 June and
31 December.
Get 5% bonus interest on interest earned if no withdrawals are made
during the calendar year (starting from 31 December).
After going through all the banks, I finally decided to go with Maybank. They also give a free Yippie piggy bank if we deposit above RM1000. It really depends on what we are looking for.Main reason I choose Maybank is because of the high interest rate. Other reasons is because they have many branches and the Yippie account can also link to my savings account so I can view using my ATM card or online via Maybank2u. They also have free accident insurance coverage including guardian who opened the account with the child. But I will consider for my husband to open another account with RHB since he has an account there, the interest rate is also high and they also have accident coverage.
We made a short trip to Taiping Zoo on 7 March 2016. Jelly's first trip to the Zoo! We had fun exploring the Zoo until it was near dinner time and we were wondering where to eat... My parents in law in fond of seafood. That's why when ever they are not working and we eat out, we often eat at seafood restaurant (unless we don't have a choice)
Jelly is a picky eater. She always choose what goes in her mouth, and often sees it before she eats them. My husband's cousin sister gave me a bottle of Happybaby puffs when Jelly was around 7 months old. She loves them from then until now! I've tried several flavors like apples, sweet potato & carrot, strawberry & beet, and purple carrot & blueberry. Jelly never rejected any of them!
